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Euro nymphing the Upper Credit: 4 for 8 on a Sunday morning

A couple of free hours at the Forks of the Credit, three flies, and two changes that fixed two different problems: first getting deep enough, then getting small enough.

TarunEuro nymphingForks of the CreditJune 2026
Short answer

Four rainbows landed from eight hook-ups, after two fly changes that fixed two different problems. The Hare's Ear bead was too light to reach fish depth, so a tungsten-beaded stonefly went on and immediately produced hook-ups. But the stonefly's profile was too bulky for clear water, so a Perdigon — same heavy bead, much slimmer silhouette — went on and landed four. Depth first, then profile.

The Upper Credit around the Forks is fast, rocky pocket water. That geography does most of the thinking for you: the holding lies are short, the current is quick, and a fly has very little time to get down before the drift is over. Everything below follows from that.

The setup

Standard euro nymphing rig — long rod, thin level line, no indicator, leading the flies through the drift with the rod tip rather than mending. The value of the method here is contact: in broken pocket water you often feel a take you'd never see.

Positioning matters more than casting distance. You want to be close enough to hold line off the water and lead the flies at current speed, which usually means fishing much shorter than instinct suggests. Approach from downstream, fish the near seams before wading through them.

Fly one: Hare's Ear, no fish

I started with a Hare's Ear nymph, which is the fly I'd normally reach for anywhere. It's a confidence pattern and it imitates a lot of things reasonably well.

Nothing. Not a touch, in water that looked right.

My read was that the bead was simply too light. It's a soft, buggy fly without much weight, and in this current it was still sinking when the drift ended. When water looks right and produces nothing, depth is the first thing to suspect — a fly the fish never see can't be the wrong fly yet.

Fly two: stonefly, three hook-ups and nothing landed

I switched to a stonefly nymph specifically because it had a tungsten bead. I wanted the extra weight to get the fly a bit deeper, into the band the fish were actually holding in. Stoneflies are also genuinely abundant in this kind of fast, rocky, well-oxygenated water, so the pattern made sense on its own terms.

Three hook-ups across the first two spots — immediate confirmation that depth had been the problem. But none of them stuck.

Thinking about it afterwards, the profile was the issue. The stonefly is a thick, bulky fly, and the Upper Credit here runs very clear. Fish were coming to it and then thinking better of it. That's a different failure from the Hare's Ear: the fly was now in the right place, but the fish were getting a good look at it and not committing.

Fly three: Perdigon, four landed

The Perdigon solved both problems at once. It keeps the heavy tungsten bead — so the depth I'd gained with the stonefly stayed — but the body is slim and coated, a far smaller silhouette in the water.

Four fish landed and another hook-up, all from the second spot. It worked very well.

The sequence is the useful part, more than any individual fly. Two changes, two variables:

Hook-ups without hookups landed is a genuinely useful signal, not just bad luck. It tells you the first problem is solved and points you at the second one.

Euro nymphing the Upper Credit — 4 for 8 on small rainbows
Euro nymphing the Upper Credit — 4 for 8 on small rainbows

How to work this water

Regulations — read this before you go

The Forks of the Credit sits above Old Baseline Road, which puts it in a restricted and seasonally closed reach. As of the 2026 regulations:

Reaches downstream of Old Baseline are governed differently, and the lower river below Highway 403 is open all year for migratory fish. Confirm your specific reach in the current Ontario fishing regulations.

Check the Upper Credit before you drive

Live flow and water temperature, plus the access points that suit today's conditions.

Find today's best spot

Common questions

When is the Upper Credit at the Forks open for trout?

From the fourth Saturday in April through September 30. The reach above Old Baseline Road is a fish sanctuary from October 1 to December 31 and from January 1 until the Friday before the fourth Saturday in April. It is also artificial lures only, one single-pointed barbless hook, and catch-and-release for Brook, Brown and Rainbow Trout.

What is the best nymph for the Upper Credit?

In the fast, clear pocket water around the Forks, a heavily beaded slim pattern such as a Perdigon works well because it satisfies both requirements at once: a tungsten bead gets it down inside a short drift, and a slim coated body does not spook fish in clear water. On this trip a lightly beaded Hare's Ear produced nothing, a tungsten-beaded stonefly produced hook-ups but no landed fish, and a Perdigon landed four.

Why do fish come off with a stonefly nymph but stay on a Perdigon?

Repeated hook-ups without landing fish usually means depth is right but profile is wrong — fish are finding the fly and then refusing to commit. A stonefly nymph is a thick, bulky pattern, and in clear water that bulk gives fish too much to inspect. A Perdigon keeps the same heavy tungsten bead, so you do not lose the depth you gained, but presents a far slimmer silhouette. The single barbless hook required on this reach also makes steady pressure important.

Sources